Health Care Spending Accounts

HRA, HSA, FSA...click on your specific account type below to learn more.  If you are unsure of your account type or how it is funded, see your human resources team.

  • HRA
    Health Reimbursement Arrangement (HRA) is an account funded by your employer that helps pay for certain out-of-pocket medical expenses.
  • HSA
    A Health Savings Account (HSA) is a tax-favored IRS-type of trust or custodial account to which "eligible individuals" or someone, such as an employer, on behalf makes contributions.  The deposited money earns tax-free interest, and funds are not taxed when used to pay for qualified medical expenses.
  • FSA
    With a Flexible Spending Account (FSA) you may elect to have a portion of your paycheck contributed pre-tax to pay for qualified medical expenses such as deductibles, co-payments, dental and vision care.