SBC / Wrap

School districts must distribute a Summary of Benefits and Coverage (SBC) to employees and beneficiaries who are eligible to enroll in an employer health plan.  Distribution is required when an employee becomes eligible to participate, at open enrollment and at other times as required by law.

• SBC FAQ
• SBC Distribution Instructions
• SBC Electronic Distribution Rules

Summary of Benefits and Coverage (SBC), see wrap documents below (Please note if you offer an HRA you need to supplement the SBC with an HRA Wrap document)

For 2025 Plan Selection:

• VEHI Platinum 2025 SBC
• VEHI Gold 2025 SBC
• VEHI Gold CDHP 2025 SBC
• VEHI Silver CDHP 2025 SBC

Please note if you offer an HRA you need to supplement the SBC with an HRA Wrap document.

• SBC Wrap for Licensed Employees
• SBC Wrap for Non-Licensed Employees
• SBC HRA Wrap Template - HRA Pays First  (all public school employees have HRA pays first for 2021 through 2027, completed version above)
• SBC HRA Wrap Template - Member Pays First (available to private or independent schools, or associations)